I got rear-ended last Thursday and the other driver's insurance already called me with a settlement offer. It covers the car repairs and a little extra, but my neck has been feeling really stiff the last few days. I’m stressed that if I take the money now, I won't be able to do anything if the pain gets worse later. Everyone keeps telling me to 'lawyer up' but I don't want to lose a huge chunk of the settlement to fees if it’s a simple case. Has anyone else handled this on their own or did you regret not getting an attorney?