Got rear-ended last week while stopped at a red light. Totally not my fault, and the police report backs that up. I've been having some pretty bad neck stiffness and headaches, but nothing is broken. The other driver's insurance called me today offering a quick $1,500 settlement check plus covering my medical bills up to $5,000. It honestly sounds okay to me because I just want to get this over with, but my brother-in-law is telling me absolutely not to sign anything yet. Is it actually worth getting a personal injury lawyer involved for something this minor, or will they just end up taking most of the payout anyway?