Hey everyone, I was in a pretty bad T-bone accident about two weeks ago. The other driver’s insurance company called me today and offered a settlement amount that covers my car repairs and some extra for 'pain and suffering.' Honestly, it sounds okay and I could really use the money right now to pay off some bills, but a friend told me I shouldn't sign anything yet. My neck has been stiff but I haven't gone back to the doctor since the ER visit. Is it worth getting a personal injury lawyer involved, or will they just take a huge cut of the money I’m already being offered?