So I was sitting at a red light this morning when a big commercial truck slammed into my back bumper. My car is likely totaled, and I'm starting to feel some pretty bad neck pain. The truck driver's insurance company already called me asking for a statement, but I'm worried about saying the wrong thing. Should I get a personal injury lawyer now or wait to see what the insurance company offers first? I've never been in this situation and I'm really stressed about the medical bills and missing work.