Got rear-ended last week and my car is a bit banged up. My neck has been feeling pretty stiff, but nothing feels broken. The other driver's insurance company called me this morning offering a $2,500 settlement if I sign a release right now. It sounds like a decent amount of fast cash, but my cousin thinks I'm being lowballed. Has anyone here just taken the first offer and regretted it later? I don't want to be 'that person' who sues over everything, but I also don't want to be stuck with medical bills if this neck pain turns into something worse down the road.