I got into a wreck last week (not my fault, other person ran a red light) and I've been having some pretty bad back pain. The other guy's insurance company called me today offering a $2,500 settlement to 'wrap things up quickly.' It sounds tempting because I have bills to pay, but a friend told me I should talk to a personal injury attorney first. I'm worried a lawyer will just take a huge cut of the money. Has anyone been through this? Should I just take the money or is it better to fight for more?